GEICO AUTO INSURANCE · TEXAS
Texas Auto Insurance Quotes
Call Keith Roberts’s GEICO agency, or start your Texas auto quote online.
Licensed in Texas · Office in Lubbock, Texas
Independently owned and operated by Roberts Insurance Professionals, INC
Start your auto quote online.
Enter your ZIP Code to begin.
Prefer to talk through your options?(806) 705-6810
CHOOSE YOUR COVERAGE
Compare auto insurance coverage.
Liability
Helps pay for injuries or property damage you cause to others, up to your selected limits. It does not pay to repair your own car.
Collision
Helps pay for covered damage to your car from a collision with another vehicle or object, subject to your deductible.
Comprehensive
Helps pay for covered theft, hail, fire and other damage unrelated to a collision. Review the deductible and policy exclusions.
Coverage depends on the policy’s terms and limits.
Which coverage questions fit your situation?
Financing or leasing a car
Check your lender or lease requirements before choosing coverages and deductibles.
Buying or financing a carConsidering state-minimum liability
Review the existing 30/60/25 guide, then ask about limits and protection for damage to your own car.
Review the Texas 30/60/25 guideComparing a renewal
Use the same drivers, vehicles, coverage limits, deductibles and policy term when comparing quotes.
Compare your renewal with a GEICO quoteAdding a driver or buying a car
Tell the agency what changed and when you need coverage to begin.
Adding a teen driverSTART WITH THE BASICS
What does 30 / 60 / 25 mean?
Texas’s minimum auto liability limits are commonly called 30/60/25. Here is what those numbers mean.
These limits concern injuries and property damage you cause to others. They do not include protection for damage to your own car. Ask about higher limits when comparing quotes.
Source: Texas Department of Insurance auto insurance guide. Information checked October 3, 2026. Coverage is subject to the policy’s terms, limits and exclusions.
BEFORE YOU CHOOSE
Three choices worth a conversation.
PIP and medical expenses
Texas policies include personal injury protection unless you reject it in writing. PIP can help with medical bills and certain other costs, including lost wages. Ask how it fits with your other coverage.
Uninsured drivers
Texas insurers must offer uninsured/underinsured motorist coverage. Declining it requires a written rejection. Review the protection and cost before making that choice.
Compare the actual quote
Put the coverages, limits and deductibles side by side. If one quote costs less, ask what changed. Our team can walk through the choices with you before you decide.
Learn more: Texas coverage information.
GET READY TO QUOTE
Shopping in Texas?
Bring the details.
Have your details ready before you start. Enter driver’s license and other sensitive information in GEICO’s secure quote flow, not by ordinary email.
Quote preparation and comparison: our auto insurance comparison worksheet.
Start with your ZIP code- 01Drivers, vehicles and address
Gather driver’s license numbers, each vehicle’s VIN, driving history and the address where the vehicle is kept. Tell the team about a new commute or a student away from home.
- 02Match the coverage choices
Use your declarations page to compare liability limits, PIP and UM/UIM choices, and collision and comprehensive deductibles. Compare the total premium for the same policy length.
- 03Check the start date
Review the payment schedule and the date you want coverage to begin. Confirm your new policy is in force before canceling existing coverage.
YOUR AGENCY CONNECTION
Texas coverage.
Lubbock support.
Started a quote and need help finishing? Call our office during business hours and tell us where you left off. We can help you review your options and next steps. Visit Keith Roberts’s team at 6010 82nd St., Suite 100, Lubbock, TX 79424.
Meet Keith RobertsMonday–Friday · 9:00 AM–6:00 PM Central
Saturday–Sunday · Closed
QUESTIONS FROM SHOPPERS
A little clarity
for Texas drivers.
Can your office help if I live outside Lubbock?
Yes. Keith is licensed to serve Texas drivers, and you can contact our Lubbock team by phone or email. You can also start your quote online from this page.
Does the state minimum include damage to my own car?
No. Liability and protection for your own vehicle are different coverage choices. Tell us whether your car is financed or leased, and ask which coverages and deductibles you need to compare.
Where do I finish the quote?
Enter your ZIP code here to continue to GEICO’s quote website with Keith Roberts’s agency information. Choose Auto and enter your quote details on GEICO. Starting a quote does not put coverage in force.
Can I review home or renters coverage, too?
Yes. Explore our homeowners or renters page to request help. Ask which discounts you qualify for; availability and eligibility vary.
What if I am adding a driver or buying a car?
Use our teen and new driver guide or new-car checklist to prepare. Confirm the effective date and coverage with the insurer before relying on a policy.
Where can I explore discounts or a collector vehicle?
Review potential auto discounts. If you own a collector vehicle, ask about classic car insurance rather than assuming a standard auto policy fits its use and value.
READY WHEN YOU ARE
Start your Texas auto quote.
Privacy on this website
YOUR INFORMATION
Privacy on this website
This website represents Keith Roberts’s local agency, independently owned and operated by Roberts Insurance Professionals, INC. Contact us at keiroberts@geico.com or (806) 705-6810 with questions about this website.
Getting a quote
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Requesting help from our agency
Our product inquiry forms ask for your name, email, phone number, ZIP code, contact preference and an optional message. We use these details to respond to your insurance inquiry at the contact method you choose. Requests are intended for Keith Roberts’s agency at keiroberts@geico.com. They do not subscribe you to marketing or start insurance coverage. When enabled on Squarespace, forms are processed by Squarespace and delivered to the agency, and may be stored in Squarespace Contacts.
Please do not include dates of birth, Social Security numbers, driver’s license numbers or payment information. Contact our office to request access to or deletion of inquiry information, subject to applicable recordkeeping requirements.
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