BEFORE YOU GET STARTED

Questions for your
home insurance quote.

Meet Keith Roberts or find office hours and directions before your conversation.

What should I have ready for a homeowners insurance conversation?

Have your current declarations page, desired start date and basic home details ready. Note the roof’s age and condition, recent updates and any claims. Use this form for contact details and general questions; share private documents through the process our team recommends. See Texas Department of Insurance: declarations-page checklist.

What happens after I request help?

This form sends an inquiry to our agency. Our team can use your chosen contact method to clarify your home details, discuss eligible carrier options and explain what is needed for a quote. It does not calculate a price or start coverage. Confirm the insurer, coverage and effective date before replacing an existing policy.

What should I compare besides the premium?

Compare dwelling and belongings limits, liability, additional living expenses and exclusions. Check each deductible in dollars, including any separate wind or hail deductible. For a percentage deductible, ask which insured amount it is based on. See Texas Department of Insurance: home insurance guide.

How could roof coverage change what I pay after a claim?

Ask whether a covered roof loss is settled at replacement cost or actual cash value, which subtracts depreciation for age and wear. Confirm the wind or hail deductible, any roof-specific limits and what proof of repairs is required. These terms can change your out-of-pocket cost. Read Texas Department of Insurance: roof coverage guidance.

Does homeowners insurance include flood coverage?

Most homeowners policies do not cover flood damage. Ask whether you need a separate flood policy and how it would work alongside your homeowners coverage. Read Texas Department of Insurance flood guidance. Coverage depends on the policy’s terms, limits and exclusions.

Can we discuss my auto coverage too?

Yes. Read our auto and home bundling guide to see what to compare, then tell us you would like help with both. Available products, discounts and eligibility vary.

What should I ask about roof exclusions before choosing?

Ask whether cosmetic-only damage is excluded and whether roof-specific limits apply. Request the relevant endorsement so you can compare what is paid after a covered loss, not just the premium.

How can I make a renewal review more useful?

Tell us about roof or system updates, additions, detached structures and changes in occupancy. Compare the current policy with the proposed terms. Buying a home? Use our homebuyer checklist.

Something else to insure?

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This website represents Keith Roberts’s local agency, independently owned and operated by Roberts Insurance Professionals, INC. Submitting an inquiry does not provide a quote, issue a policy or bind coverage. Coverage availability, eligibility and policy terms vary. GEICO and the GEICO Gecko are trademarks of their respective owners.

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Privacy on this website

YOUR INFORMATION

Privacy on this website

This website represents Keith Roberts’s local agency, independently owned and operated by Roberts Insurance Professionals, INC. Contact us at keiroberts@geico.com or (806) 705-6810 with questions about this website.

Getting a quote

The ZIP code you enter is included in the link that takes you to GEICO’s quote website. This website does not ask for your driver’s license, payment details or other policy application information. Quote information you provide on GEICO’s website is handled under GEICO’s privacy policy.

Requesting help from our agency

Our product inquiry forms ask for your name, email, phone number, ZIP code, contact preference and an optional message. We use these details to respond to your insurance inquiry at the contact method you choose. Requests are intended for Keith Roberts’s agency at keiroberts@geico.com. They do not subscribe you to marketing or start insurance coverage. When enabled on Squarespace, forms are processed by Squarespace and delivered to the agency, and may be stored in Squarespace Contacts.

Please do not include dates of birth, Social Security numbers, driver’s license numbers or payment information. Contact our office to request access to or deletion of inquiry information, subject to applicable recordkeeping requirements.

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This website is hosted by Squarespace. Squarespace processes technical information, such as browser, device and network information, to deliver and secure the website. Essential cookies support site functions. Squarespace analytics, and Google Analytics if connected, may also measure visits and site activity according to the site’s settings and your cookie choices.

If a cookie banner or cookie controls appear on this site, use those Squarespace controls to choose which optional cookies to allow. You can also manage or delete cookies through your browser settings. Blocking essential cookies may affect some website functions. A visit or a recorded button click does not confirm that you completed a quote or purchased a policy.

Contacting the office

Calls and emails are handled separately from this website. Please do not send sensitive policy, payment or identification information in ordinary email. Contact our team for the appropriate way to provide it.

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When you follow a link to GEICO, a map or another website, that service’s own privacy practices apply. Website hosting providers may process routine technical information to deliver and secure the pages.

GEICO Local Office Keith RobertsYour local agent (806) 705-6810
All insurance options

YOUR HOME. YOUR NEXT CHAPTER.

Homeowners insurance quote help

Buying a home? Request a homeowners quote for your upcoming closing. Renewal coming up? Ask our agency to review coverage, roof terms and deductibles before you choose a policy.

Request a homeowners quote Call about home insurance

Our agency will review your request and follow up about quote options and next steps. No obligation to purchase.

Independently owned and operated by Roberts Insurance Professionals, INC

BUYING OR REVIEWING YOUR COVERAGE

Start with what brought you here

02

Shopping at renewal

Have your current declarations page and renewal notice ready. Review the premium alongside coverage limits, deductibles, roof terms and exclusions.

03

Understanding a percentage deductible

Illustration only: if a policy applies a 2% deductible to a $300,000 dwelling limit, that deductible is $6,000. Confirm the percentage, the amount it applies to and the covered event in your own policy.

Our agency can help with homeowners inquiries in Texas, New Mexico and Oklahoma. For state-specific guidance, see New Mexico homeowners guidance or Oklahoma homeowners guidance. Availability varies by state, property and underwriting eligibility.

LET’S LOOK AT THE DETAILS

Options worth understanding.

Coverage is personal. We’ll help you ask the questions that matter for your home.

01

Your home and belongings

Review the dwelling and belongings limits, including detached structures and valuable items. Ask how the policy values a covered loss.

02

Deductibles and roof coverage

Compare wind or hail deductibles with other deductibles. Ask how roof age and replacement-cost or actual-cash-value terms affect what you would pay.

03

Liability and living expenses

Review personal liability limits and the extra living expenses available if a covered loss makes your home unlivable.

These are topics to discuss, not a summary of a specific policy. Coverage availability, limits, deductibles, exclusions and eligibility vary by policy, insurer and state. Texas Department of Insurance: home coverage guidance.

Insurance carrier options

Homesite · Travelers · Liberty Mutual · Foremost · Wellington

Our office can help you explore coverage options. Availability varies by state, property and underwriting eligibility.

A LOCAL TEAM, READY TO HELP

Let’s talk about
your home.

Share your contact details and a little about what you need. This requests help from our agency; it does not calculate a price or start coverage.

Keith Roberts
Keith RobertsYour local GEICO agent(806) 705-6810

Have these details ready

  • Your current declarations page and closing, move-in or renewal date.
  • The home’s age, size, roof age and recent roof, plumbing or electrical updates.
  • Recent claims and the limits or deductibles you want to compare.

6010 82nd St., Suite 100, Lubbock, TX 79424
Monday–Friday, 9 AM–6 PM Central

Buying a home? Use our insurance checklist before closing.

Mortgage or title company? Request a binder or evidence of insurance for closing.

Use the form below to ask our local team for help. Please do not include dates of birth, Social Security numbers, driver’s license numbers or payment information. Submitting an inquiry does not start coverage. Privacy details.