North Dakota · AGENCY HELP
North Dakota auto insurance.More clarity.For the miles ahead.
North Dakota auto insurance includes several required coverages. Our team can help you read the quote line by line, including liability, uninsured motorists and basic no-fault benefits.
Based in Lubbock, Texas. Serving North Dakota by phone and online.
Start your auto quote.
Enter your ZIP Code to continue to GEICO. Select your coverage there, or ask our agency for help.
A quote start does not activate coverage.
Prefer agency help? Call our agency at (806) 705-6810.
Serving North Dakota from our Lubbock office
Independently owned and operated by Roberts Insurance Professionals, INC
Insurance in North Dakota
COVERAGE TO CONSIDER
Liability is only part of the required package.
North Dakota’s auto liability minimum is $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. The state also requires uninsured motorist bodily injury coverage of at least $25,000/$50,000, with underinsured motorist limits equal to the uninsured motorist limits.
Ask how basic no-fault benefits work.
The state’s minimum basic no-fault benefit is $30,000 per person. Also called PIP, it addresses specified economic losses from accidental injury without regard to fault. It is not coverage for repairing your car. Review the benefit terms rather than treating PIP as another liability limit.
COVERAGE TO CONSIDER
Compare the vehicle-damage choices separately.
Ask for the collision and comprehensive selections, deductibles and any lender requirements in writing. If you add rental reimbursement or roadside assistance, check the conditions and limits. Make sure your comparison still uses the same drivers, vehicles and policy period.
BEFORE YOU GET A QUOTE
A little preparation.
A clearer conversation.
Use this list to prepare. Provide sensitive application details only through the appropriate secure quote process.
See the quote preparation guide →- 01Current policy including UM/UIM and PIP selections
- 02Driver details and vehicle VINs
- 03North Dakota vehicle location and usage
- 04Lender requirements
- 05Collision and comprehensive deductibles to compare
YOUR AGENCY TEAM
Coverage questions.
A familiar team to call.
Keith Roberts’s agency serves North Dakota from our office in Lubbock, Texas. Get help comparing Auto, Motorcycle and RV options, preparing a quote and asking about your coverage.
Call our team during office hours to discuss your options.
Meet our team →Monday–Friday · 9:00 AM–6:00 PM Central
Saturday–Sunday · Closed
6010 82nd St., Suite 100
Lubbock, TX 79424
COMMON QUESTIONS
North Dakota
coverage questions.
Does required no-fault coverage repair my vehicle?
No. Review separate physical-damage options and their deductibles with the team. Injury benefits and vehicle repairs are different parts of the coverage conversation.
What if I recently moved to North Dakota?
Give us your new address, normal vehicle location, drivers and requested start date. Confirm the new policy and effective date before ending existing protection.
READY WHEN YOU ARE
Let’s get your
quote started.
Sources and coverage references
Reviewed November 4, 2026. Coverage, limits, deductibles, discounts and eligibility vary by policy, state and individual circumstances. A quote or inquiry does not bind coverage. Review the actual policy and current state requirements before making a decision.
Privacy on this website
YOUR INFORMATION
Privacy on this website
This website represents Keith Roberts’s local agency, independently owned and operated by Roberts Insurance Professionals, INC. Contact us at keiroberts@geico.com or (806) 705-6810 with questions about this website.
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